Terms and Conditions

Terms of Service

These Terms and Conditions govern your use of the Curionaxevio website and financial planning services. By accessing our website or using our services, you agree to be bound by these terms.

Your continued use of our services constitutes acceptance of these terms as they may be updated from time to time

Last updated: July 31, 2025

Definitions

For the purposes of these Terms and Conditions, the following definitions apply

• Service: Financial planning consultation and guidance services provided by Curionaxevio
• User/Client: Any individual who accesses our website or uses our services
• Content: All information, text, graphics, and materials on our website
• Agreement: These Terms and Conditions along with our Privacy Policy and other legal documents

Eligibility Requirements

Our services are available to individuals who are at least 18 years of age and have the legal capacity to enter into binding agreements. By using our services, you represent that you meet these requirements.

Curionaxevio services logo: Curionaxevio services logo

You confirm that all information provided to us is accurate and complete to the best of your knowledge

Acceptable Use Policy

You agree to use our website and services only for lawful purposes and in accordance with these terms

Your Responsibilities

As a user of our services, you have certain responsibilities

• Providing accurate and complete information during consultations
• Maintaining the confidentiality of your account information
• Notifying us promptly of any changes to your contact information
• Using our services in good faith and for their intended purpose

Intellectual Property Rights

All content on our website, including text, graphics, logos, and software, is the property of Curionaxevio or our licensors and is protected by copyright and other intellectual property laws.

We grant you a limited, non-exclusive license to access and use our website for personal, non-commercial purposes

By providing content to us, you grant us a license to use such content for the purpose of providing our services

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these terms.

Please review our Privacy Policy for detailed information about our data practices Privacy Policy

Service Disclaimers

Our services are provided for informational and consultation purposes. We make no guarantees about specific financial outcomes or results from following any guidance provided during consultations.

Our services are provided "as is" without warranties of any kind, either express or implied

Limitation of Liability

To the maximum extent permitted by law, Curionaxevio shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services.

We exclude liability for loss of profits, business interruption, or loss of business opportunity

Our total liability to you shall not exceed the amount you have paid for our services in the 12 months preceding the claim

Indemnification

You agree to indemnify and hold Curionaxevio harmless from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution

We prefer to resolve disputes through direct communication and encourage you to contact us first if you have concerns

These terms are governed by Malaysian law and subject to the jurisdiction of Malaysian courts

Termination of Services

Either party may terminate the service relationship at any time with appropriate notice. Termination does not affect obligations that arose before termination.

Upon termination, your right to use our services ceases immediately

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on our website and will be effective immediately upon posting.

Continued use of our services after changes constitutes acceptance of the updated terms

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy and other referenced documents, constitute the entire agreement between you and Curionaxevio.

Contact Information

Questions about these Terms and Conditions should be directed to us using our contact information provided on the website.